Monday, August 24, 2015

THE PAPER TRAIL........

Here's some thing I don't think about to much. But I have recently moved and
wanted to up date my paper trail; we all have one . That is assuming that you have Internet, face book . All of those things leave a foot print some where which in turns leave a paper trail. You need to go through your computer an purge out programs files and  stored information that you do not need any more. We all have a bigger paper trail at home too.
With my recent move I have changed up different documents and canceled others all of which I ask for paper confirmation. There are some things that just get canceled because I don't live in that city any more.
You need to go through your files as well as your information and sort it out. NOTE THERE IS NO PASSING THIS PAPER WORK ON. WELL UNLESS YOU ARE RICH AND PASS ON SOME INHERITANCE TO SOME ONE. THAN PASSING ON THE RIGHT PAPER WORK IS VERY IMPORTANT.
In this cleaning out of files helps make room for what you need on a day to day basics as well keeps records in order and easy to get to when needed.
If you don't already have one you need some kind of file cabinet, folders and if you want sub folders . Pens and markers.  I have one big one pocket kind then I keep same topics in it .
e.g.: like all credit cards or all different bank accounts so you can get to the one file you want with out taking them all out yet they are all in one place if you need them all too.
You have your cabinet your folders you like an meet your needs ; now we need to sort out your files. Any thing that is 7 years or older *other than tax returns and all related to the tax return* you should burn. YOU can shred it too if that is easier. Burning make sure that it cant be found in any way in the garbage.
sort by every day an yearly and by just need to keep on file
you need to mark the folders with what you is going to be in it and put it in the file cabinet in a order that you under stand .. make sure some one other than you can figure out your system just incase. it is simple work but takes time to go through every thing. it is worth it in the end.
every day is monthly bills
yearly could be insurances or subscription's
just keep on file would be the deed to your house or car papers any thing that you proves you own some thing.. Wills, medical records of your last wishes.
I wont lie this is a  job that needs your attention on a yearly basics and needs to be kept up neat as well in a safe place . you never know when some one other than your self will need to get a hold of your paper work to help you out.

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